Terms and Conditions

By using the service provided by this website, you are agreeing to be bound by all of these terms and conditions. If you don't wish to be bound by what you read here, you shouldn't use FinanceArranged.com. We may change or update these terms at any time without prior notice. Your continued use of FinanceArranged.com means that you accept any new or modified terms. So please check back here occasionally.

Transfer of Information
Please note that any information you enter on our site will be transferred outside the European Economic Area and to the United States of America for secure storage. By submitting your information to us, you consent to this transfer. For more information on our privacy practices, please review our Privacy Statement.

Our Content
Except as expressly provided in this Agreement, all of the content on this site is the property of FinanceArranged.com and is protected by UK and international copyright laws. "Content" means any information, mode of expression, or other material and services found on FinanceArranged.com. This includes any discussion boards, our writings, graphics and any and all other features found on the site. Our content is intended for individual, personal use only. Accordingly, you may make one copy of our content for your personal, non-commercial use, provide that any material copied remains intact and includes the following notice: "Copyright 2005 FinanceArranged.com. All rights reserved." Any other copying, distribution, storing or transmission of any kind, or any sort of commercial use of our content is strictly prohibited without our prior written permission.

Your Content
You own the copyright to the information you post on our site. Please note, however, that when you post content (such as a discussion board post) in our areas, you expressly grant FinanceArranged.com an unlimited and royalty-free license to republish and/or sell the post as part of an edited compilation or otherwise. We will only use and republish your words in context and will not make any substantive changes to it. We'll also credit you (under your user name) as the author in any use or republication of your material. And we promise not to make fun of you, unless we think you really deserve it.

Conduct
FinanceArranged.com encourages open debate among our members. All that we ask is that it's done in a lawful and civil manner – be it posting on our boards or using our system to email another user directly. Accordingly, you agree to use FinanceArranged.com for lawful purposes only. You may not use, or allow others to use, your membership to:

Post or transmit any content that is abusive, vulgar, obscene, hateful, fraudulent, unlawful, threatening, harassing, or defamatory or which discloses private or personal matters concerning any person;
Post or transmit any material that you do not have a right to transmit under law (such as copyright, trade secret or securities) or under contractual or fiduciary relationships (as in nondisclosure agreements);
Post, transmit, or link to sexually explicit material;
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with anyone or entity;
Post or transmit statements that are intentionally false or misleading, or use such statements to manipulate the market for any security;
Post or transmit any advertising, promotional materials, or other forms of solicitation including chain letters or pyramid schemes;
Offer, sell, or buy any security;
Intentionally violate the laws, rules and regulations of the Financial Services Authority and the national or other securities exchanges;
Intentionally violate any other applicable law or regulation while accessing and using our site;
Collect or store personal data about other users;
Post or transmit any file that contains viruses, corrupted files, "Trojan Horses," or any other contaminating or destructive features that may damage someone else's computer.

While we can't review all transmissions by our users, FinanceArranged.com reserves the right to monitor any information transmitted or received through our service. FinanceArranged.com, at our sole discretion and without prior notice, may at any time review, remove, or otherwise block any post or terminate your membership for violating the above provisions.You are responsible for all statements made and acts that occur through the use of your membership and password. Please don't disclose your password to anybody. If your password has been stolen, you must let us know.

Indemnification
You agree to indemnify, defend, and hold harmless FinanceArranged.com, and its parent, affiliates, directors, officers and employees from and against any claim, liability, cost, damage or loss we may incur (including, without limitation, solicitors' fees) as a result of any material you post on our forum or any violation by you of your obligations under these terms and conditions.

Disclaimer of Warranties and Liability
FinanceArranged.com cannot and does not warrant the completeness or accuracy of the news, information, or other content found on our site, or its usefulness for any particular purpose.You understand and acknowledge that information posted or transmitted by other users are the sole responsibility of the person from which such material originated. FinanceArranged.com takes no responsibility for the accuracy, completeness, or even truth of the information posted in our areas.One of the principal tenets here at FinanceArranged.com is that the best person to handle your finances is YOU and by your use of our service, you're agreeing that you bear full responsibility for your own investment research and investment decisions. You also agree that FinanceArranged.com shall not be liable for any decision made or action taken by you or others based upon reliance on news, information, or any material published by FinanceArranged.com. FinanceArranged.com relies on various sources of information that we believe to be accurate and reliable. However, FinanceArranged.com makes no claims or representations as to the accuracy, completeness, or truth of any material contained in our areas. All information provided on FinanceArranged.com is to be used on an "as is, with all faults" basis.We make no promises that our content or the service itself will be delivered to you uninterrupted, timely, secure or error-free. In fact, we're not making any promises or warranties except that we won't intentionally lie to you. Other than that, we reserve the right to be wrong, this means that you agree that under no circumstances shall FinanceArranged.com be liable for any direct, indirect, incidental or any other type of loss or injury resulting from your use, or downloading of any content on our site. This includes, but is not limited to, loss or injury caused in whole or in part by our negligence or by contingencies beyond our control in creating or delivering any portion of FinanceArranged.com.

General Information
If any provision in this Agreement is invalid or unenforceable, the remaining provisions will continue in full force and effect. This Agreement shall be governed by the laws of England and Wales as if the Agreement was a contract wholly entered into and wholly performed within England.